Personal & Business Loan Options
Choose between personal loan and business loan options, review the required documents, and contact Alfa Pinjaman for application support.
Personal Loan
A personal loan might be right for you if you want to fund a big expense or consolidate debt. This loan scheme provides loans to individuals with a source of income and comes with a monthly repayment plan to meet personal needs.
View required documents
Loan from RM500–RM100,000
Minimum monthly salary of RM3,000 and a steady source of income.
Monthly repayment plan
A personal loan can also be defined as a short term loan and may be the answer to short-term cash needs because the repayment period is normally shorter than other types of loan such as housing loan or a mortgage.
Business Loan
Explore business loan support for working capital, stock purchases, overheads and other business activities.
View required documents
Working capital support
Funds may be used for purchasing stock, managing overheads and other business activities, to fulfil working capital needs.
Business funding information
Alfa Pinjaman offers services and solutions for small businesses and corporate groups with financing needs.
Loan Comparison
Compare personal and business loan options so you can choose the financing that fits your needs.
Compare loan types
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Personal Loan For individual needs
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Business Loan For company growth
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Loan details
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Best for
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Big expenses, debt consolidation, major purchases, or short-term cash needs
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Working capital, purchasing stock, managing overheads, or business activities
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Indicative rate
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8%–12% APR
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8%–12% APR
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Loan amount
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RM500–RM100,000 for personal loan
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Contact Us for business loan details
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Repayment tenure
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6–60 month repayment period
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6–60 month repayment period
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Published rate and repayment information is shown generally. Final loan terms are subject to document verification and confirmation.
Required Documents
Prepare the relevant documents before submitting your loan enquiry.
Personal Loan Documents
- ✓NRIC and contact number
- ✓Latest 3 months' payslips
- ✓Latest 3 months' bank statements
- ✓Latest electricity bill
- ✓Latest water bill
- ✓Sale and Purchase Agreement, where applicable
- ✓Tenancy agreement, where applicable
- ✓Latest EPF statement
Business Loan Documents
- ✓NRIC copy
- ✓Name card
- ✓Borang B
- ✓Borang D
- ✓Latest 3 months' bank statements
- ✓Sale and Purchase Agreement, where applicable
- ✓Utility bill
- ✓Form 24/49
- ✓Form 42
- ✓Form 11A
- ✓Latest EPF statement
Need help preparing your documents?
Contact our team if you need help understanding the application requirements.
Interest Rate
Indicative rate range information for Alfa Pinjaman loan enquiries.
Indicative rate range
8%–12% APR
Repayment period
6–60 month repayment period
Personal-loan amount
RM500–RM100,000 personal-loan amount
Representative example
Amount borrowed
RM5,000
180-day period. Interest: RM448. Total payable: RM5,448.